Discussion in 'TM Lounge' started by Tootsall, Jul 19, 2004.

  1. Tootsall

    Tootsall Fortissimo User

    Oct 25, 2003
    Yee HAW!
    Hmmm, interesting when you find yourself cheering on an insurance


    A Charlotte, NC, lawyer purchased a box of very rare and expensive
    cigars, then insured them against fire among other things. Within a
    month having smoked his entire stockpile of these great cigars and
    without yet having made even his first premium payment on the policy,
    the lawyer filed a claim against the insurance company.

    In his claim, the lawyer stated the cigars were lost "in a series of
    small fires." The insurance company refused to pay, citing the obvious
    reason: that the man had consumed the cigars in the normal fashion. The
    lawyer sued ... and won!

    In delivering the ruling, the judge agreed with the insurance company
    that the claim was frivolous. The Judge stated, nevertheless, that the
    lawyer held a policy from the company in which it had warranted that the
    cigars were insurable and also guaranteed that it would insure them
    against fire, without defining what is considered to be unacceptable
    fire, and was obligated to pay the claim.

    Rather than endure lengthy and costly appeal process, the insurance
    company accepted the ruling and paid $15,000 to the lawyer for his loss
    of the rare cigars lost in the "fires."


    After the lawyer cashed the check, the insurance company had him
    arrested on 24 counts of ARSON!!!! With his own insurance claim and
    testimony from the previous case being used against him, the lawyer was
    convicted of intentionally burning his insured property and was
    sentenced to 24 months in jail and a $24,000 fine.

    This is a true story and was the 1st place winner in the recent
    Criminal Lawyers Award Contest
  2. Lazorphaze

    Lazorphaze Piano User

    Feb 3, 2004
    :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol:
    Absolutely hilarious. I love that. Can't beat the American justice system.

    MUSICandCHARACTER Forte User

    Jan 31, 2004
    Newburgh, Indiana
    How stupid can you get? Those insurance lawyers are not stupid. I'll but it took all of 10 seconds to come up with the Arson case. That is the first thing they look for, natural or unnatural causes.

    The lawyer with the cigars is an idiot. I hope he got disbarred to!

    I was in a car accident about 3 years ago that destroyed my lower back, The insurance company wouldn't settle. I had to sue. They dug up everything they could on me. They got my medical records, my mental health records (none, BTW), they even found insurance records for when I saw a chiropractor in 1990! They asked people about my work life and my wife about my sex life. Every intimidation tactic in the world. When they saw that I was "clean" they finally settled for a reasonable, but small amount for ruining my life (which of course, I could never prove).

    Those insurance lawyers are not stupid. They are shrewd in all ways. Man what an idiot.
  4. Japle

    Japle Pianissimo User

    Nov 15, 2003
    Cape Canaveral
  5. JHarris

    JHarris New Friend

    Jul 13, 2004
    I am not surpriced that this goes onin america,

    Have you guys heard of the burglar who broke into his neighbors house while he was away. Well he was goning through the garage when the door he came through closed. It was locked so the guy tryed to go through the garage door but he could not git it to work so when the man came home 3 weeks later the bugaler sued the guy whos garage did not work and HE WON!

    Thanks for the story,

    MUSICandCHARACTER Forte User

    Jan 31, 2004
    Newburgh, Indiana
    Those are usually urban legends too. Written to make us feel like the system doesn't work. The one that started this thread I have never heard of (out since Feb 2003?). Like "Break the Chain" said, we want it to be true.

    I can tell you from experience that having a real case (in an accident not my fault with the other driver admitting guilt, hitting me from behind at 30 mph while I was stopped for the bus in the bus lane). That even though I had a very clear case, fault was admitted and my back ripped to shreds, I won. Not even a half-year's wages and then I had to pay the lawyer. I cannot walk for more than 15 minutes or stand for more than 20 and suffer severe pain. I won about one years tuition for my son.

    I was lucky to find a lawyer to represent me. The whole process was "brain damage" and there was never any doubt who was at fault. Juries are getting fed up with lawsuits.

    Not only do you pay the lawyer 33%, put all the expenses are taken out too ($400 court filing costs, photocopying, postage, all kinds of stuff). A lot of these stories are probably urban legends.

  7. Japle

    Japle Pianissimo User

    Nov 15, 2003
    Cape Canaveral
    You aren't suprised that what goes on in America? That people make up funny stories?
    Where are you living?

Share This Page