Thanks for the suggestion going my way Mike, but my Plan B has thorns as well. I remembered 4 years ago on my Academic review with my boss (Department Chair of Pediatrics) that upon reviewing my clinical income, I made the comment, "I have a BS, MS, PHD, MD, two years of fellowship training, and 4 years of residency training and I made more money this year playing with my Quintet!" - True story. Tomorrow, I go into court depositions as the plaintiff that dances around this very issue. So at this point, Plan A ain't lookin so bad.