| I am actually doing this with State Farm right now. As long as I am a student I will annually pay $.48 per $100 of the insured value of my instruments which will ride on my renter and auto policy. If/when I get a job, I will pay approximately $2.21 per $100 for the first 2K and then $.48 per $100 thereafter.
It covers me anywhere I take or leave my equipment, and for almost any reason. It also covers my cases, mutes, and mouthpieces with no deductible at replacement cost. |