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stchasking · 05-02-2007, 12:13 PM

Jimi,

My insurance is Health Net sold by State Farm Insurance. My Hospital-Surgical policy is $5200 a year. It is portable anywhere in the United States. As a self employed musician you can deduct your health insurance from your income. I also carry a cancer policy from Allstate. Allstate sells it in its supplemental line. As a young person I suggest you get doctor visit coverage while you are young. I didn't and should have.

Look up A.D. Banker on the internet and sign up for their Health insurance course. It is usually two days and you will learn a lot. Take the test and get yout license. You will receive all kinds of mail asking you to sell health insurance. Pick one out and sell in your off gig hours. Buy a policy. The class will be filled with young ladies out of college and some out of high school. Pick a smart one and marry her. Women outsell men by 3 to 1.

Look up social security supplemental insurance on the internet. The government runs a very good site. Those companies also provide regular insurance for people like you.

You must get it while you are young and healthy. Any major problems will exclude you from coverage. Don't tell them anything.

Your state will have a high risk insurance pool if you need it. Very expensive.

I had a Health and Life insurance license several years ago and I learned a lot. It is now expired.

Tootsal: A preexisting medical condition has to be on record with a doctor. When you give them a list of doctors they will find out without having to tell them. (Chiropractors can ruin your medical coverage.) Don't volunteer information that a doctor has not diagnosed.

Life insurance is totally different. He didn't ask about life insurance so I didn't comment on it. I had the Life endorsement on my license.
If he takes the medical insurance course for his state he'll learn everything he needs to know.

05-02-2007, 12:13 PM	#11 (permalink)
stchasking Forte User Join Date: Jun 2006 Posts: 1,367	Re: Health Insurance Jimi, My insurance is Health Net sold by State Farm Insurance. My Hospital-Surgical policy is $5200 a year. It is portable anywhere in the United States. As a self employed musician you can deduct your health insurance from your income. I also carry a cancer policy from Allstate. Allstate sells it in its supplemental line. As a young person I suggest you get doctor visit coverage while you are young. I didn't and should have. Look up A.D. Banker on the internet and sign up for their Health insurance course. It is usually two days and you will learn a lot. Take the test and get yout license. You will receive all kinds of mail asking you to sell health insurance. Pick one out and sell in your off gig hours. Buy a policy. The class will be filled with young ladies out of college and some out of high school. Pick a smart one and marry her. Women outsell men by 3 to 1. Look up social security supplemental insurance on the internet. The government runs a very good site. Those companies also provide regular insurance for people like you. You must get it while you are young and healthy. Any major problems will exclude you from coverage. Don't tell them anything. Your state will have a high risk insurance pool if you need it. Very expensive. I had a Health and Life insurance license several years ago and I learned a lot. It is now expired. Tootsal: A preexisting medical condition has to be on record with a doctor. When you give them a list of doctors they will find out without having to tell them. (Chiropractors can ruin your medical coverage.) Don't volunteer information that a doctor has not diagnosed. Life insurance is totally different. He didn't ask about life insurance so I didn't comment on it. I had the Life endorsement on my license. If he takes the medical insurance course for his state he'll learn everything he needs to know. __________________ "I was performing professionally at age 17 and have never had a real job." Allen Vizzutti http://cdbaby.com/cd/mcking Last edited by stchasking; 05-02-2007 at 04:35 PM.